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Terms & Conditions

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1. Product

1.1  You can apply for FS Micro Trader Financing (“Product”), an SME Digital Financing product provided by Modalku Ventures Sdn Bhd (Registration No. 201601019329 (1190266-X)) (“Funding Societies”) via GoBiz website or GoBiz mobile application (“GoBiz”).    

1.2  If you apply for the Product via GoBiz, you agree to these terms of use, the GoBiz App and Web Terms of Use and the Privacy Notice which are made available at www.gobiz.com.my

1.3  The Product is subject to the terms of your agreement with Funding Societies and Funding Societies’ Website Terms, Privacy Notice, and Terms and Conditions. U Mobile Sdn Bhd (Registration No. 199101013657 (223969-U)) (“U Mobile”) makes no representations nor warranties on the Product.

2.  Eligibility 

You are eligible to apply for the Product if you are a non-SSM registered entity with:

(a)  a valid local council license or permit; or

(b)  a valid municipal license or permit; or

(c)  registered with U Mobile (GoBiz) for at least six (6) months.

3.  Application and Assessment

3.1  To apply for the Product, you must provide the information listed at https://www.gobiz.com.my/sme-digital-financing and follow the steps listed on GoBiz.

3.2  We may stop allowing you to apply for the Product via GoBiz, for any reason whatsoever, with or without notice including if our agreement with Funding Societies has been terminated or for any reason or for any operational reasons.

3.3  The Product is not under our control and we are not responsible for the application assessment, approval, disbursement, repayment and any dispute resolution under the Product.

3.4  If you have any issues relating to the application of the Product, you may contact GoBiz Customer Careline at +6018-388 2929.  

3.5  If you have any other issues not listed in paragraph 3.4 above, you are required to contact Funding Societies directly for assistance via phone call to +603-22021013  or email to fsbolt@fundingsocieties.com.my

4.  General 

4.1  U Mobile may change any of these terms of use from time to time. Any such changes will be posted on GoBiz. It is your responsibility to check the terms of use.

4.2  By applying for the Product, you: -

i.  consent for U Mobile and Funding Societies to collect, record, hold, store, use and disclose your personal information and the following GoBiz data (“GoBiz Data”) for purposes which are necessary or related to the Product including for the purpose of processing your application for the Product;

(a)  business registration information such as valid local council license or permit, or municipal license or permit;

(b)  copies of business owner NRIC, business owner photo, and business premise photo;

(c)  copies of business bank statement for the latest 6 months;

(c)  if you are a GoBiz customer, the details of the transaction performed on GoBiz for the last 6 months from the date of your application; and

(d)  any other information or document as may be requested by U Mobile or Funding Societies from time to time; and

ii.  acknowledge that our Privacy Notice at www.gobiz.com.my applies to how we use your personal information, if applicable.

4.3  U Mobile does not own the copyright, trademarks, service marks or other marks of Funding Societies. These marks are owned and registered by their respective owners.

4.4  These terms of use are governed by the laws of Malaysia. You agree that the Courts of Malaysia have jurisdiction over all matters arising from these terms of use.

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